What to do if the title is not divided or the instalment plan has not yet been paid off in Northern Cyprus

If you already have authorization from the Council of Ministers to purchase property in Northern Cyprus, but the title has not yet been divided or the property is still on an installment plan, usually within 75 working days from the date of receiving the authorization you, together with the seller, pay the taxes at the title transfer stage and wait until the installment is fully paid off or the titles are divided. For foreign buyers, the rate at the title transfer stage for the first property is 3% (if 6% was already paid at the contract registration), and for the second property — 6% (if 3% was paid at the contract registration).

• Procedure
• Taxes
• Useful Links
• Glossary
• FAQ
• If you need assistance with buying property in Northern Cyprus
• If you need consultation with a licensed lawyer in Northern Cyprus

Procedure

If you have authorization from the Council of Ministers to purchase property in Northern Cyprus, but the title is not divided or the installment plan is not yet completed, you usually need to pay taxes at the title transfer stage and wait until:

• the installment is fully paid off, or
• the titles are divided (the property receives a separate title).

How to do it

1. Check with the seller/developer the status: whether the title is divided and whether the installment for the property is closed.
2. After receiving the authorization from the Council of Ministers, coordinate with the seller the preparation for paying taxes at the title transfer stage.
3. Pay the taxes within 75 working days from the date of receiving the authorization.
4. Wait for the title division or full repayment of the installment and proceed with the procedure to transfer the title into your name.

Taxes

For foreign buyers, the tax rate at the title transfer stage depends on which property is being registered and what was paid at the contract registration.

• First property: if 6% was paid at the contract registration, pay 3% at the title transfer stage.
• Second property: if 3% was paid at the contract registration, pay 6% at the title transfer stage.

Useful Links

• More details about all taxes when buying property in Northern Cyprus
• Procedure after full payment of the property cost

Glossary

• Title Deed (титул, кочан) — the legal document establishing ownership of property in Northern Cyprus.
• Divided Title — a title issued for a specific property (apartment/house) as a separate unit of ownership.
• Installment Plan — staged payment of the property cost under a contract; until fully paid, the title transfer is often postponed.
• Authorization from the Council of Ministers — approval for a foreign buyer to purchase/register property according to the established procedure.

FAQ

Can the title be transferred if the installment is not fully paid?

Usually, the title transfer is postponed until the installment for the property is fully paid.

What to do if the title is not divided?

Typically, one waits for the titles to be divided (a separate title issued for your property), while taxes at the title transfer stage are paid within the prescribed period after receiving authorization.

Within what timeframe should taxes be paid after receiving authorization?

The usual timeframe is 75 working days from the date of receiving authorization from the Council of Ministers.

What determines the tax rate at the title transfer stage for a foreigner?

It usually depends on which property is being registered (first or second) and the rate paid at the contract registration.

If you need assistance with buying property in Northern Cyprus

You can contact our partner — Vadim Chernyakov.

Phone: +90 533 882 40 55
WhatsApp / Telegram
Channel: Market Analytics and News

If you need consultation with a licensed lawyer in Northern Cyprus

You can contact our legal partner — DeJure for consultation with a lawyer licensed in Northern Cyprus.

• Phone: +90 539 119 05 55
  
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