What to do if you are involved in an accident in Northern Cyprus

If you are involved in a car accident in Northern Cyprus: first, check for injured people and call 112 if necessary, then call the police at 155. In most cases, it is better to wait for the police and file a report: it is required by the insurance company and the auto service. If the report indicates “dangerous/reckless driving,” the fixed fine guideline as of January 2026 is 20% of the minimum wage, but the final classification depends on the circumstances.

• Actions in a Car Accident in Northern Cyprus
• Filing a Car Accident Report and Police Report
• Interaction with the Insurance Company
• Frequently Asked Questions about Car Accident Procedures

Actions in a Car Accident in Northern Cyprus

1. Check for injured persons. If medical assistance is needed or there is a risk to life — call 112.
2. Call the police at 155. Any participant or witness can do this.
3. If the damages are minor, you can additionally contact the at-fault party’s insurance company to clarify whether a report is needed. In practice, it is usually safer to wait for the police and complete the documentation.

Just in case, save the list of emergency phone numbers by municipality in Northern Cyprus.

Filing a Car Accident Report and Police Report

1. The police inspect the accident scene, record the circumstances and layout.
2. Participants are usually asked to go to the police station to file a report.
3. The at-fault driver may be issued a fine at the officer’s discretion. Often, the report contains the wording “dangerous/reckless driving” if the exact cause is difficult to determine.

The police report is primarily needed by the injured party — to present to the insurance company. In some cases, it can be collected a few days later at the central police station in Nicosia.

To request the report, usually providing the car number or the driver’s full name is sufficient. According to practical experience, stamps may be required, which can be purchased at the post office or at a nearby café.

Interaction with the Insurance Company

After obtaining the report, contact the insurance company of the at-fault driver. Usually, the insurance company will direct you to “their” auto services, but if you are not satisfied with the service, you can discuss alternatives.

Helpful list: auto repair shops in Northern Cyprus.

Important: For insurance procedures, it is usually critical that the vehicle and driver documents are valid. Typically, the following are checked:

• vehicle inspection (muayene) — periodic vehicle check;
• road tax (Road Tax);
• Northern Cyprus driver’s license (for residents, rules are usually stricter).

If you were issued a protocol, a useful guide: where and how to pay a fine issued by the traffic police.

Frequently Asked Questions about Car Accident Procedures

What if I only have a foreign driving license?

If you legally reside in Northern Cyprus (for example, you have a residence permit or student visa), in some cases a local driver’s license is required. Details: how long you can drive with a foreign license in Northern Cyprus.

Will the insurance cover a rental car?

If you have a foreign driver’s license, insurance coverage usually works when the car is rented from an official company (rent a car) and has the appropriate license plates. Helpful: what the colors of license plates mean in Northern Cyprus and where to rent a car in Northern Cyprus.

What is the fine for “reckless/dangerous driving”?

According to the fixed fines table as of January 2026, “dangerous driving” is 20% of the minimum wage. The wording in reports may vary, and in certain cases (e.g., accidents with injuries), the case may be sent to court. Current amounts and points: Traffic rules and fines in Northern Cyprus 2026.

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